Did you know...?
Why are funerals so expensive?
There is a great range in prices for services and merchandise from your local funeral directors, depending on the type of funeral you purchase and each company's price structure. The perception that funerals are too expensive usually can be attributed to a lack of familiarity with the normal price range. If you find that the price for certain services and merchandise seems to high, you should check into different types of funerals and different companies until you find the price that fits your budget. Obviously, it is difficult to comparison shop in an at-death situation. Therefore, it is important speak with your local funeral director ahead of time. By pre-planning, you can find a provider whose services and merchandise fit your budget.
What if I do not wish to use all the services a funeral home has to offer?
The Federal Trade Commission Funeral Rule requires that all funeral homes itemize their charges for professional services, facilities and motor equipment and that they provide a General Price List to all clients. You have the right to select and pay for only those services you choose to utilize.
How can I best shop and compare funeral service providers?
Talking with friends who have used the services of a funeral home or your personal experience from attending funeral services of friends or relatives at a variety of funeral homes are excellent methods of comparison. You might also consider just stopping by a funeral home unannounced to experience how you are treated. To a lesser degree, you can also gain some experience from randomly contacting various firms by telephone. You can call your local Better Business Bureau to see if complaints have been filed against a local funeral director, and whether they were satisfactorily resolved. Also, you can call one of the national funeral trade associations, which have standards of ethics, to see whether your local funeral homes are members.
May I make all the necessary arrangements in advance?
Yes, usually all arrangements may be made in advance. When you plan ahead, you will be able to consider the many options available. You will have the opportunity to make an informed decision about your funeral and cemetery arrangements, and the form of memorial you prefer. You will be able to make choices that are meaningful to both you and your family, and you will gain peace of mind knowing your family and friends will be relieved of the emotional and financial burden often associated with making arrangements when a death occurs. By pre-arranging your funeral and cemetery services, you benefit by purchasing at today's prices, free from inflationary pressures in the future. Be sure to check whether the contract of your local provider guarantees prices. Your local prearrangement provider can help you pre-plan.
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