Financial Benefits of Preplanning a Funeral

By: Brian K. Daly
Thursday, May 14, 2020

Pre-planning a funeral is an easy and convenient process. It gives people complete control over their last rites and ensures their wishes are carried out without fail. Pre-planning also reduces the burden on the family and lets them grieve in peace. At Ocean County Cremation Service, we provide expert pre-planning services and have seen how clients also financially benefit from this step. Here’s a look at some of those advantages:

1. Avoid Rising Costs

Funeral costs rise every year because of inflation and associated factors. A funeral that costs around $5,000 today may cause $8,000 a couple of years down the line. That’s why it is a look idea to pre-plan. Most plans last for a specific period and the costs are locked in for the duration. People can save hundreds, if not thousands of dollars by pre-planning because they’re protected from inflation.

2. Pay in Installments

Some funeral homes allow clients to pay in installments so you don’t feel the cost burden. For example, you can pay for the funeral in monthly installments over a couple of years instead of spending several thousand dollars in one shot. Paying in installments is a great idea for people who don’t have the financial resources to pay the full cost of the funeral at once.

3. Limit Overspending

People can overspend on funerals, especially if they are in a volatile emotional state. Pre-planning can help limit the urge to overspend and ensure the funeral doesn’t consume too much of your resources. This can help reduce the burden on families who may feel obligated to arrange for a more elaborate funeral than necessary.

If you want to know more or want to arrange for a service, contact us at Ocean County Cremation Service today. We’ll be happy to help.

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